Fix-Up Fund Loan

The Fix-up Fund is a statewide program that offers affordable, low-interest fixed rate home improvement loans. 

Household income at or below $96,600 (the income limit may be waived if the improvements are being made for the accessibility of a family member with a disability).

• Property must be owner-occupied.
• Single family homes, duplexes, triplexes or four-plexes are eligible.

Loan Features

• Hire a contractor or do the work yourself.
• Maximum loan term of 10 or 20 years based on loan amount.
• Loan amounts from $2,000 to $35,000.
• A higher loan amount may be available if the improvements are being made for the accessibility of a family member with a disability.

Eligible Home Improvements with the Fix-up Fund
Most improvements to the accessibility or energy efficiency of a home, or general repairs are eligible, such as:

• windows
• insulation
• new furnace
• central air conditioning
• electrical wiring
• new roof
• garage
• septic repairs

In addition to energy-saving upgrades, homeowners may also finance renewable energy improvements. These include solar thermal, solar electric and wind turbines/generators.

Ineligible improvements
Swimming pools, hot tubs, gazebos and other recreational or entertainment facilities. Mobile homes are not eligible to receive Fix-up Fund financing unless they are fixed on a permanent foundation and taxed and financed as real property.

Home Projects Visa Card

Home Projects Visa Card Program is an easy and convenient way to pay for your Home Project Visa Card purchases.  The Home Projects Visa Card is offered through Wells Fargo Financial National Bank.  As a cardholder, you can enjoy exclusive special benefits throughout the year, such as:

• No annual fee
• Flexible special terms promotions  
• No prepayment penalities
• Competitive interest rates
• Deferred and low monthly payment options on qualified promotions
• Everyday purchasing convenience - everywhere Visa credit cards are accepted
• Fast & simple application process
• Generous credit lines